Insurance · Power BI template

Insurance Underwriting Portfolio Power BI template

Power BI insurance underwriting dashboard template: gross written premium, retention, renewal rate change, combined ratio by line and broker quote conversion.

By · Founder & Reliability Engineer · Updated

Free for commercial use

Dark version: same layout, colours re-solved and checked for WCAG AA contrast.

Insurance Underwriting Portfolio Power BI dashboard template: 4 KPI cards, 2 column charts, a donut chart, a scatter chart, a table and 2 slicers on a 1280×720 page

BetaOpens in Power BI Desktop with 7 tables of sample data and every visual bound. See what’s inside

Free, no sign-up. The PBIP with sample data includes the background, theme and a README. 1920×1080 fits a new page in a Fluent 2 report; 1280×720 and 2× fit Classic pages. Downloads carry a small “Made with VizForge” mark (sign in to the studio to remove it).

Customise in the design studio →
Layout
Left nav rail, 4 outline KPIs, new-vs-renewal premium + channel donut, ratios + rate/retention scatter + broker table
Page size
1280×720 px (16:9, Power BI default)
Theme
Nordic Minimal

Open the sample-data PBIP in Power BI Desktop

Checked against Microsoft Learn's Power BI Desktop projects documentation (as of Nov 2026).

  1. 1

    Unzip to a short path and open the .pbip

    Extract the zip to a short local folder such as C:\PBI (Windows limits project paths to 260 characters, and Desktop can't save a project straight to OneDrive or SharePoint), then double-click the .pbip file or use File → Open in Power BI Desktop. Microsoft still lists projects and TMDL as preview features (as of Nov 2026): if Desktop won't open the project, go to File → Options and settings → Options → Preview features, tick “Power BI Project (.pbip) save option” and “Store semantic model using TMDL format”, then restart Desktop.

  2. 2

    Select Refresh once

    The project ships without the local data cache (.pbi/cache.abf), so Desktop opens the full model definition without data. Select Home → Refresh: every table is built from values written into its Power Query step, so there is no data source to sign in to.

  3. 3

    Save as .pbix or connect your data

    Use File → Save as to keep a single .pbix file, or open Transform data and replace each table's Source step with your own query, keeping the column names so the measures and visuals keep working.

What’s inside the Insurance Underwriting sample model

Rendered from the same definition the download writes as TMDL, so this list always matches the file.

Tables
7
Fact rows
516
DAX measures
10

A fictional commercial insurer's year of written business (Nov 2025 to Oct 2026): 360 new, renewed and lapsed policies across five product lines and three channels with renewal rate changes, monthly quotes issued and bound by eight brokers, and earned premium, claims and expenses by line. Units: US dollars; ratios as percentages of earned premium.

Tables and columns

Calendar

Date table · 2025–2026, one row per day

Date table generated in Power Query (List.Dates), marked as the model's date table.

  • Date (date)
  • Year (whole number)
  • Quarter (text)
  • Month (text)
  • Month Name (text)
  • Week Start (date)
  • Weekday (text)
  • Fiscal Year (text)

Product Line

Dimension · 5 rows

Commercial insurance products.

  • Product Line (text)

Channel

Dimension · 3 rows

Distribution channels.

  • Channel (text)

Broker

Dimension · 8 rows

Fictional broker firms.

  • Broker (text)

Policies

Fact · 360 rows

One row per policy transaction. Lapsed = renewal offered but not taken (premium 0). Rate Change applies to renewals and lapses.

  • Policy No (text)
  • Date (date)
  • Product Line (text)
  • Channel (text)
  • Broker (text)
  • Business Type (text)
  • Gross Premium (decimal)
  • Rate Change (decimal)

Quotes

Fact · 96 rows

Quotes issued and bound per broker per month.

  • Month (date)
  • Broker (text)
  • Quotes Issued (whole number)
  • Quotes Bound (whole number)

Underwriting Result

Fact · 60 rows

Earned premium, incurred claims and expenses per product line per month.

  • Month (date)
  • Product Line (text)
  • Earned Premium (decimal)
  • Incurred Claims (decimal)
  • Expenses (decimal)

Relationships

Many-to-one, single direction. Inactive relationships are switched on inside a measure with USERELATIONSHIP.

  • Policies[Date] → 'Calendar'[Date]
  • Policies[Product Line] → 'Product Line'[Product Line]
  • Policies[Channel] → Channel[Channel]
  • Policies[Broker] → Broker[Broker]
  • Quotes[Month] → 'Calendar'[Date]
  • Quotes[Broker] → Broker[Broker]
  • 'Underwriting Result'[Month] → 'Calendar'[Date]
  • 'Underwriting Result'[Product Line] → 'Product Line'[Product Line]

DAX measures

All measures live in a dedicated Key Measures table. Copy any of them into your own model; rename the table and column references to match.

Gross Written PremiumPremium written on new and renewed policies.
Gross Written Premium =
SUM ( Policies[Gross Premium] )

Format string: $#,0

Policies WrittenNew and renewed policies.
Policies Written =
CALCULATE ( COUNTROWS ( Policies ), Policies[Business Type] <> "Lapsed" )

Format string: #,0

Retention RateRenewals taken up as a share of renewals offered.
Retention Rate =
VAR Renewed = CALCULATE ( COUNTROWS ( Policies ), Policies[Business Type] = "Renewal" )
VAR Offered = CALCULATE ( COUNTROWS ( Policies ), Policies[Business Type] IN { "Renewal", "Lapsed" } )
RETURN
    DIVIDE ( Renewed, Offered )

Format string: 0.0%

Avg Rate ChangeAverage price change offered at renewal.
Avg Rate Change =
CALCULATE ( AVERAGE ( Policies[Rate Change] ), Policies[Business Type] IN { "Renewal", "Lapsed" } )

Format string: 0.0%

Earned PremiumPremium earned.
Earned Premium =
SUM ( 'Underwriting Result'[Earned Premium] )

Format string: $#,0

Loss RatioIncurred claims over earned premium.
Loss Ratio =
DIVIDE ( SUM ( 'Underwriting Result'[Incurred Claims] ), [Earned Premium] )

Format string: 0.0%

Expense RatioAcquisition and admin expenses over earned premium.
Expense Ratio =
DIVIDE ( SUM ( 'Underwriting Result'[Expenses] ), [Earned Premium] )

Format string: 0.0%

Combined RatioBelow 100% is an underwriting profit.
Combined Ratio =
[Loss Ratio] + [Expense Ratio]

Format string: 0.0%

Quotes IssuedQuotes sent to brokers.
Quotes Issued =
SUM ( Quotes[Quotes Issued] )

Format string: #,0

Quote Conversion %Quotes that became policies.
Quote Conversion % =
DIVIDE ( SUM ( Quotes[Quotes Bound] ), [Quotes Issued] )

Format string: 0.0%

What each visual is bound to

The PBIP opens with these fields already on each visual.

Field bindings per visual
VisualFields
Product lineSlicer'Product Line'[Product Line]
ChannelSlicerChannel[Channel]
Gross written premiumCard[Gross Written Premium]
Retention rateCard[Retention Rate]
Avg renewal rate changeCard[Avg Rate Change]
Combined ratioCard[Combined Ratio]
Premium: new vs renewalColumn chartCalendar[Month], [Gross Written Premium], Policies[Business Type]
Premium by channelDonut chartChannel[Channel], [Gross Written Premium]
Loss and expense ratio by lineColumn chart'Product Line'[Product Line], [Loss Ratio], [Expense Ratio]
Rate change vs retentionScatter chart'Product Line'[Product Line], [Avg Rate Change], [Retention Rate], [Gross Written Premium]
Quote conversion by brokerTableBroker[Broker], [Quotes Issued], [Quote Conversion %]

Questions this dashboard answers

Each one is answered by a visual on the page, from the sample model's own tables and measures.

About this dashboard layout

Underwriters balance growth against profit, and this page keeps both in view. The cards show gross written premium, the retention rate of renewals offered, the average rate change at renewal and the combined ratio, where anything above 100% means the book pays out more in claims and expenses than it earns.

Premium by month is split into new business and renewals with the Business Type column as the legend, so a month that hits target only because of renewals stands out. The channel donut shows how much comes through brokers, the direct website and a bank partner.

The bottom row holds the pricing conversation. Loss and expense ratios by product line show which lines lose money before any growth is counted; the scatter plots average renewal rate change against retention for each line, sized by premium, which shows whether price rises are costing customers. The broker table ranks the eight brokers by quotes issued with their quote-to-bind conversion.

Retention is renewals taken up over renewals offered. The sample records a renewal that was offered but not taken as a Lapsed row with zero premium, which keeps premium totals right and lets one table answer both questions.

Visuals on the page

Positions are Power BI page pixels. Enter them in Format → General → Properties → Size and position, or use the PBIP download where they are already set.

Visual positions in the Insurance Underwriting Portfolio template
VisualTypeXYWidthHeight
Product lineSlicer9202416040
ChannelSlicer10962416040
Gross written premiumCard11212020864
Retention rateCard40812020864
Avg renewal rate changeCard70412020864
Combined ratioCard100012020064
Premium: new vs renewalColumn chart112232736200
Premium by channelDonut chart896232344200
Loss and expense ratio by lineColumn chart112480344200
Rate change vs retentionScatter chart504480344200
Quote conversion by brokerTable896480344200

Custom visuals for this layout

Built-in Power BI visuals cover most slots above. These slots also suit a custom visual; each page covers the data shape, DAX and a prompt to generate it as a .pbiviz.

Already have a report?

Brand Makeover tries Insurance Underwriting Portfolio first on every page of your Power BI project (.pbip zip) where it fits: the page's visuals have to go into its 9 data slots without overlaps. Pages it can't seat get another catalog layout or a brand grid. Queries, filters and bookmarks are left as they are. Free, in your browser.

Opens with the Analyst / Dense preset, because the Executive preset doesn't use this layout (9 data slots; this preset uses templates with at most 7).

Restyle my report into this

Swap a slot for a custom visual

Pick any slot and VizForge AI writes a custom visual (.pbiviz, with TypeScript source) sized to it, in this template's colours and shaped for the fields it is bound to.

Generate one that fits this layout.

Card · 208×64 px · bound to [Gross Written Premium]

1, 2 or 5 credits depending on the brief · 5 free on signup. Sign in or create a free account on the next screen; the brief is saved for 30 minutes.

Brief sent to the generator (you can edit it there)

A Power BI card visual titled "Gross written premium". It sits in a 208×64 px slot on a designed report page. Match the report's brand: data colours #3B5D73, #708FA1, #E06648, #242837, #AA863C, #6F8B4C; background #FFFFFF; text #1C1C1A; font Segoe UI. Transparent visual background so the page design shows through; no visual border. In the sample model it is bound to [Gross Written Premium]; keep the same data roles so the fields drop straight in.

Not sure what to build? Browse the visual catalog or open the template in the design studio and hand off any slot from there. Or start in the AI generator with a blank brief.

Colours and theme

Nordic Minimal

Scandinavian-neutral Power BI theme: off-white page, warm grey text, a muted steel-blue lead colour and earthy comparison colours for calm operational reports.

See the Nordic Minimal palette and contrast checks →

Use the background in an existing report

Prefer to keep your own report? Apply the design to it instead of opening the PBIP.

  1. 1

    Download the background

    Take the 1920×1080 PNG for a new page in a Fluent 2 report (the default size for new pages), or the 2× PNG (2560×1440) for sharp text on a 1280×720 Classic page. Power BI scales the image to the canvas.

  2. 2

    Set the canvas background

    Format page → Canvas background → Browse. Set Image fit to Fill and transparency to 0%.

  3. 3

    Import the theme

    Design ribbon → Import theme (in the Power BI service: View → Theme pane), then pick the downloaded JSON. Data colours and fonts now match the design. Older Desktop builds: View → Themes → Browse for themes.

  4. 4

    Place your visuals

    Size each visual to the positions above with background and border off, or open the PBIP project where they are already placed.

Questions about this template

Does the Insurance Underwriting Portfolio template come with sample data?

Yes. The “PBIP with sample data” download contains a semantic model with 7 tables and 10 DAX measures, and every visual on the page is already bound to it. The sample: A fictional commercial insurer's year of written business (Nov 2025 to Oct 2026): 360 new, renewed and lapsed policies across five product lines and three channels with renewal rate changes, monthly quotes issued and bound by eight brokers, and earned premium, claims and expenses by line. The data is written into each table's Power Query step, so there is no data source or sign-in.

Is it a .pbix file?

It is a Power BI project (PBIP): a folder of text files that Power BI Desktop opens like a .pbix. Open the .pbip file, select Refresh once to load the sample rows, then use File → Save as if you want a single .pbix.

What visuals are in the Insurance Underwriting Portfolio template?

The page has 11 visual areas: 2 slicers, 4 cards, 2 column charts, 1 donut chart, 1 scatter chart, 1 table. Their exact positions are listed on this page so you can match them in Power BI's Format → General → Properties panel, or skip that step by downloading the PBIP project.

Which theme does the Insurance Underwriting Portfolio template use?

It ships with the Nordic Minimal theme (light tone). Download the theme JSON here, or open the template in the design studio and switch to any other theme or your own brand colours.

Is there a dark version of the Insurance Underwriting Portfolio template?

Yes. Switch the preview to Dark and every download (background, theme JSON and PBIP) comes in that version. The layout is identical; the page, card and text colours are re-solved for a dark page, and the accent, status and data colours keep their hues but are adjusted until text meets WCAG AA (4.5:1) and chart colours reach 3:1 against the cards.

How do I use the background image in Power BI Desktop?

Select the page, open Format page → Canvas background, choose Browse and pick the PNG, then set Image fit to Fill and transparency to 0%. Give your visuals a transparent background and no border so the designed panels show through.

Can I open the PBIP project in Power BI Desktop?

Yes. PBIR is the default report format in Power BI Desktop since September 2026, and the download is a PBIP project: unzip it and open the .pbip file, select Refresh once and the sample data loads into visuals that are already bound (the empty PBIP leaves the containers unbound for your own data). Microsoft still lists projects and TMDL as preview features (as of Nov 2026), so if Desktop won't open it, enable them under File → Options and settings → Options → Preview features.

Build guides for this dashboard

Guides to the same dashboard job: which custom visuals it needs, the DAX behind them and prompts to generate them.

KPI cards for this layout

Headline numbers drawn by one DAX SVG measure each, for the Card visual or a table row.

Want the headline numbers to look like cards rather than plain values? Browse the KPI card gallery or build your own in the SVG measure builder.

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Make the Insurance Underwriting Portfolio template yours

Swap in your brand colours and logo, move panels, add icons and generate missing visuals with AI, then export the background, theme JSON and PBIP project.

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